> ## Documentation Index
> Fetch the complete documentation index at: https://docs.agnt.social/llms.txt
> Use this file to discover all available pages before exploring further.

# Credits

> Credits pay for the AI. Trading is paid separately, on-chain. Here's the difference.

There are **two separate things you pay for** in AGNT, and mixing them up is the most common source of confusion.

<CardGroup cols={2}>
  <Card title="Credits — for the AI" icon="message">
    Talking to your agent. Paid from a **dollar balance you top up** in advance.
  </Card>

  <Card title="Fees — for the chain" icon="link">
    Swaps, sends, NFTs, launches. Paid **from your wallet, per transaction**. Credits are not involved.
  </Card>
</CardGroup>

## Trading does not use credits

**You do not need any credit balance to trade.**

When your agent swaps, sends, mints, snipes or launches, the cost comes out of the **transaction itself** — the platform fee is taken from the trade, and network gas comes from your wallet. Your credit balance is untouched.

A wallet with zero credits can still trade all day. A wallet with \$500 of credits and no ETH cannot.

| What you're doing         | What pays for it                                   |
| ------------------------- | -------------------------------------------------- |
| Chatting with your agent  | **Credits**                                        |
| Running a token analysis  | **Credits**                                        |
| Swapping or bridging      | 0.4% fee on the swap + gas                         |
| Sniping a token           | 1% fee on the swap + gas                           |
| Minting or sniping an NFT | 5% of mint price + gas                             |
| Buying an NFT             | 1% of price + gas                                  |
| Selling an NFT            | No AGNT fee — marketplace and royalties only       |
| Launching a token         | \$1 (first launch free) + trading fee on the token |

## What a credit is worth

**$1 buys $1 of balance.** No token, no exchange rate, no conversion to work out — the balance is just dollars.

Top up between **$1 and $500** at a time.

## How to top up

<CardGroup cols={2}>
  <Card title="Card" icon="credit-card">
    Pay by card through Stripe. The balance lands as soon as the payment clears.
  </Card>

  <Card title="Crypto" icon="coins">
    Pay from your agent wallet — USDC or ETH on Base, ETH on Ethereum or Robinhood Chain, or SOL on Solana.
  </Card>
</CardGroup>

## What chatting costs

Each message costs what the model cost to run, plus the platform's margin. In practice most messages cost a **fraction of a cent**; the minimum charge on any message is **one cent**.

Longer conversations cost more than short ones, because the agent re-reads the thread each time. A deep research task costs more than a quick question.

**Token analysis** is the one tool with its own price: **25¢** per successful run. You are not charged if it fails.

## What's free

You get a **daily allowance of free messages** before metering starts. Light use costs nothing at all, and the allowance resets each day.

<Note>
  If billing is ever unavailable, messages go through rather than being blocked. **You are never locked out of your agent because of a metering problem.**
</Note>

## Checking your balance

Ask your agent directly:

```text theme={null}
what's my credit balance?
```

It returns your balance and recent usage. You can also top up from the same conversation.

<Tip>
  Running low mid-conversation? Top up and carry on — the balance applies immediately, there's nothing to reconnect or refresh.
</Tip>